WHAT IS THE PRESCRIPTION SAVINGS CARD?
The Prescription Savings Card is a non-insurance discount card that provides
saving solutions for individuals and families. Our aim is to minimize
your “out of pocket” expenses for your prescriptions.
The Prescription Savings Card allows card members to purchase prescriptions
at over 55,000 participating nationwide pharmacies and receive the lowest
available cost. At the point of purchase, members will receive the lower
of the participating pharmacy regular retail price (as submitted to PSC
or other nationally contracted discount price). Members always are assured
of the lowest price! If the participating pharmacy price is higher than
the PSC contracted price, then card members will receive a discount on
that prescription. If the pharmacy price is lower than the PSC contracted
price, then the member will not receive a discount; however, the card
member does receive the lower price. This eliminates timely shopping at
pharmacies to see who has the lowest price. Card members can go to one
pharmacy and is assured that the price charged is fair and competitive.
HOW DO I USE THE PHARMACY SAVINGS CARD?
Simply provide this card each time you go to a pharmacy to purchase prescriptions
and make sure the pharmacy submits the pharmacy claim on-line to PSC.
This always assures the card member receives the lowest price! Remember,
you must use one of the 55,000 participating nationwide pharmacies. Nearly
8 out of 10 pharmacies accept this card.
WHO CAN USE THE CARD?
The card is designated “FAMILY” and can be used by the card
member, spouse and/or children. We’ve provided an extra card for
you to give to a friend, neighbor or relative.
HOW DOES THE CARD WORK?
Please note that not every prescription claim will receive a discount.
This card is a “cash discount card” where the member pays
100% at the point of purchase. Card members pay’s the lower of 1)
PSC contract price, 2) the pharmacy regular retail price. This card is
not insurance where the card member pays a flat dollar co-pay, for example
$10.00. Members on average save about 15-35% off the regular price. This
depends on what medications the card member is purchasing or depends on
the markup of the pharmacy’s regular price. Some prescriptions have
been known to have savings of up to 65% savings on generic medications with overall savings of 40% across brand name and generic medications combined.
WHERE CAN I USE THE PHARMACY SAVINGS CARD?
Finding a pharmacy is easy; 8 out 10 pharmacies nationwide accept your
DO I ENROLL?
There is no need to enroll. This card is already activated. Simply
write your name on the card and take it to the pharmacy the next time
you need a prescription. Remember, this is a FAMILY card. Your entire
family can use this same card.
WHY USE THE CARD?
The card is great for members that do not have insurance to cover prescriptions
or if members have to pay cash for prescriptions and submit receipts to
the insurance company for reimbursement.
WHAT SAVINGS DO I GET AS A MEMBER?
The savings percentages range up to 65% savings on generic medications with overall savings of 40% across brand name and generic medications combined. Best thing to do is test out
the card… you have nothing to lose only to gain.
WHEN CAN I START USING MY CARD?
You can start to save instantly. Just write your name on your card and
give to the participating pharmacy. They will enter you in the system
as belonging to the Prescription Savings Card program. You begin to save
IS THE PRESCRIPTION SAVINGS CARD AN INSURANCE
No. This is not an insurance program. It is simply a way to obtain savings
on all your prescription needs.
IS THERE A MAXIMUM USE OF THE BENEFITS?
No, unlike insurance, utilization is encouraged because it directs traffic
to participating pharmacy locations. You and your family may use the benefits
as many times as needed.
IS THERE A CLAIM FORM TO FILL?
No. There are no claim forms or other paperwork to file. You receive your
discount at the time of service and you must pay the pharmacy the discounted
amount in full at the time services are rendered.
IS THERE A PRE-EXISTING CONDITION EXCLUSION?
No, unlike insurance, discount programs do not require personnel for claims
adjudification. In exchange for giving a discount, pharmacies join the
network so that we will direct traffic to their business.